Group Benefits

With direct access to 14 different insurance companies and six different styles of plans, we can customize a plan for your business. We understand that every company is different, from non-profits to trades and everything in between, and they require different plans and structures.

A group health and dental plan is a proven, tax efficient way to provide care for the owners and employees of the company. It also creates long term happy employees and boosts retention. At Island Group Benefits, we believe in building a plan to fit the needs and budget of a company.

Your group benefits plan should complement your company, not constrain it.

With our direct access to the insurance companies, there is no middleman markup. Why pay more? Let us help you find the group benefits plan that impresses you and your employees.

Employee Assistance

Additional assistance is provided with almost every plan and ranges from emergency legal and counseling to health and wellness topics.

Financial Advice

Included with every plan, we provide financial advice to owners and employees or provide lunch and learns on specific topics.

Cost Plus Arrangements

A tax efficient add on to a plan that is a great benefit for owners and partners.

Group RRSP Or Pension

Allow us to design an Employee Group Savings plan that is tax efficient for both owners and employees

Critical Illness

Benefits that provide cash to your team to assist them in times of a critical illness such as cancer, heart attack, stroke, or coronary artery bypass grafting (CABG).

Long term Disability

A very important part of any Group Benefits Plan that contributes to a safety net for employees should a serious illness or injury resulting in a long-term disability occur.

Short term Disability

A variety of options can protect your employees from loss of wages for short term injuries or illnesses that render them unable to work.

Life Insurance

For some employees, existing medical concerns make it difficult or even impossible to get life insurance. Luckily, group life insurance does not require a medical exam (up to a certain amount) and can also insure dependents and spouses.

Vision

Vision coverage can include glasses, eye exams, Lasik surgery, and other eye care concerns.

Extended Health

For specialty medical needs, including nursing care and treatment from other practitioners such as a chiropractor, a massage therapist, and naturopaths

Dental

Keep your team smiling with dental benefits including cleanings and cavities to advanced benefits such as crowns and orthodontics.

Prescription Drugs

Coverage for prescription drugs for employees and their families that includes coverage for existing prescriptions.

Who We Work With

Employers, Employees, and Administrative Staff

We are always here to help answer your questions and to modify, implement, and support a plan. Our team makes sure the plan is properly implemented and managed on an ongoing basis.

Accounting and Bookkeeping Offices

We work closely with local accounting and bookkeeping offices. With our strong code of ethics and knowledge, we have been able to save many companies from possible liabilities due to an improperly structured plan while also decreasing costs on their overall plans.

Financial Advisors and Referrals

With a strong support team in place, Island Group Benefits frequently helps other financial advisors that do not have the expertise or time to manage the workload of supporting a health and dental plan over the years.